Job Description

Senior Credit Analyst

Contract 12 Months

Glasgow - 2-3 days/ week onsite

We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organisation while maintaining a positive customer experience.

As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.

Job Description

Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.

Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.

Engage with stakeholders across different business areas to align strategies and achieve company goals.

Provide valuable feedback on propositions, projects, and services.

Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.

Challenge existing credit policies and propose effective changes.

Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.

Qualifications

Experience managing and developing credit scorecards (Essential).

Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.

Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).

Mathematical or finance-related degree or proven experience at a senior/lead analyst level.Project People is acting as an Employment Business in relation to this vacancy