Job Description

Lead Credit Analyst

Contract Position

Glasgow (Hybrid working)

About the role :

We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organization while maintaining a positive customer experience.

As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.

Job Description :

Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.

Collaborate with other team leads to identify risks, improve processes, and optimize connections to our network.

Engage with stakeholders across different business areas to align strategies and achieve company goals.

Provide valuable feedback on propositions, projects, and services.

Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.

Challenge existing credit policies and propose effective changes.

Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.Qualifications :

Experience managing and developing credit scorecards (Essential).

Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.

Recent experience analyzing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).

Mathematical or finance-related degree or proven experience at a senior/lead analyst level. If Interested and to know more about the role, please share your CV with me - (url removed)

Project People is acting as an Employment Business in relation to this vacancy