Job Description

This role is for Investment Managers to cover the East of England or the East Midlands. Substantial travel in the region is required.

Job description

First Enterprise - Enterprise Loans (FE-EL) is a Not-for-Profit organisation that addresses economic regeneration by providing loans and business support to Small to Medium sized businesses that are unable to raise finance from traditional mainstream sources.

Our government-backed loans and related services help to strengthen enterprises, create employment, and contribute to the economic revitalisation of the communities we serve. Over the past 30 years, we’ve provided over £46m of loans to 3593 businesses, creating 3238 new jobs and helped 1556 entrepreneurs start up their own business.

As part of our ongoing growth strategy, an opportunity has arisen for a Relationship Manager based in our Nottingham office, with travel across the East and Southeast Midlands region.

Main Duties

Explain the loan application process in detail and coach applicants on what documents and information they will need to submit

Assist clients with developing thorough business plans, financial forecasts, and other supporting documents required as part of the application

Analyse applicants' business proposals and plans to conduct due diligence as per company credit policy guidelines

Prepare written recommendations and reports on loan applicants for the Credit Assessor to evaluate

Follow up with applicants to request any missing documentation and information needed before submitting their full application

Developing relationships with prospective small business customers and sourcing new lending opportunities

Conducting meetings with potential borrowers to understand their financing needs and promote our lending solutions

Preparing and delivering sales presentations to small business owners

Overseeing the client onboarding process including loan applications and securing required documentation

Managing an ongoing portfolio of small business lending clients, maintaining frequent contact and maximising repeat lending opportunities

Finding and nurturing relationships with introducers such as loan brokers who can refer small business clients

Attending networking events to connect with the local small business community

Signpost customers to relevant external organisations

The role is targeted, and Investment Managers will be expected to achieve a minimum amount of loan approvals per month. A quarterly bonus is paid upon achieving approval targets.

Qualifications and Experience:

Essential

Proven business lending experience

Skills and Abilities:

Analysis of business proposals.

Exceptional organisational and communication skills

Capacity to learn quickly and execute accurately.

Ability to build relationships.

Knowledge of Microsoft Office packages including Microsoft Excel

Job Type: Full-time

Additional pay:

* Bonus scheme

* Performance bonus

* Quarterly bonus

Benefits:

* Company pension

* On-site parking

* Employee discounts

Schedule:

* Monday to Friday